How We got Here
Axis Funding was born out of a pivotal moment in 2007 when the mortgage market crashed, leaving many borrowers unable to secure funding through traditional banks. Seeing an urgent need, our founders embarked on a journey to create a reliable private money lending solution that could help borrowers and investors alike. We recognized the potential for a new approach to lending, focusing on flexibility and speed when the market needed it most.
Over the years, we’ve built trusted relationships with national banks and financial institutions. This trust, earned through consistent performance and a commitment to responsible lending, enables us to offer financial solutions when others cannot. Our partners value our integrity and experience, and we pride ourselves on maintaining these vital relationships, which in turn help us serve our clients with efficiency and confidence.
At Axis Funding, we specialize in funding complex deals, even when traditional lenders won’t. Whether you have a low credit score or need quick capital for an unconventional project, we bring both resources and creativity to the table. Our mission is simple: to give you access to the funding you need to realize your goals, regardless of the obstacles in your way.
Soft Money
How Private Soft Money Works at Axis Funding
Private money lending is a flexible, asset-based funding option designed to serve borrowers who may not qualify for traditional loans. Unlike conventional loans, which rely heavily on credit scores and income history, private money lending focuses primarily on the equity in the property. This allows for a streamlined approval process, making private money loans an excellent solution for borrowers needing quick access to capital or those with unique financial profiles.
Qualifying for Private Money at Axis Funding
At Axis Funding, qualification is based mainly on the equity in your property, which means we look at the value of the asset itself rather than your credit score or income level. Whether you’re investing in residential, commercial, or mixed-use properties, we evaluate your application based on the property’s market value and your projected success with the investment. With this approach, we’re able to offer funding to a wider range of borrowers, including those with lower credit scores or unconventional financial histories.
Typical Loan Terms, Rates, and Costs
Our private money loans are structured with 3 to 5-year terms, giving you the flexibility and time needed to maximize the potential of your investment. Interest rates vary based on market conditions and the strength of your borrower profile, ranging from 6.99% to 12.99%. This flexibility allows us to tailor solutions to meet your specific needs while remaining competitive in the market. Additionally, you can expect closing costs and origination fees similar to those in traditional real estate lending, depending on the specifics of your loan.
Speed and Efficiency
Time is often of the essence in real estate transactions, which is why we prioritize efficiency. From application to funding, we typically complete the entire process in an average of 14 days. Our streamlined underwriting process and dedicated team work together to ensure you have access to the funds you need without unnecessary delays.
With Axis Funding, private money lending is simplified, empowering you to achieve your real estate goals quickly and confidently.
Contact Us
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